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Real Life Information... on Home Related Topics - Mortgage Information
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Under these laws, a consumer cannot be refused a loan based on these
characteristics nor be charged more for a loan or offered less favorable terms
based on such characteristics.
Next: Credit Problems?
Back to: Mortgage Overview
Fair Lending Is Required By Law
The Equal Credit Opportunity Act prohibits
lenders from discriminating against credit
applicants in any aspect of a credit transaction
on the basis of race, color, religion, national
origin, sex, marital status, age, whether all or part
of the applicant’s income comes from a public assistance program, or whether
the applicant has in good faith exercised a right under the Consumer Credit
Protection Act.
The Fair Housing Act prohibits discrimination in residential real estate
transactions on the basis of race, color, religion, sex, handicap, familial
status, or national origin.
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