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All information is provided as is. Additional research, information verification, and professional consultation should be done before using any
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All information is provided as is. Additional research, information verification, and professional consultation should be done before using any
information provided on this site or any site linked to from this site. We make no guaranties as to accuracy, content, truthfulness, quality, or
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incorrect, misleading, outdated, or missing information. Additionally, we do not assume any legal liability or responsibility for the contents,
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| Real Life Information... on Home Related Topics - Mortgage Information |
Be sure to respond promptly to your lender’s requests for information while your loan
from time to time. By calling occasionally, you can check on the status of your
application, and offer to help contact others such as employers who may need to
provide documents and other information for your loan. It is also helpful to keep
notes on your contacts with the lender so that you will have a record of your
conversations.
Next: Mortgage Lockins Cont’d
Back to: Mortgage Overview
from time to time. By calling occasionally, you can check on the status of your
application, and offer to help contact others such as employers who may need to
provide documents and other information for your loan. It is also helpful to keep
notes on your contacts with the lender so that you will have a record of your
conversations.
Next: Mortgage Lockins Cont’d
Back to: Mortgage Overview
Mortgage Lock-ins Cont'd
Much of the information required by your lender can be brought with you when you
apply for a loan. This may help to get your application moving more quickly through
the process. When you first meet with your lender, be sure to bring the following
documents:
The purchase contract for the house (if you don’t have the contract, check with your
real estate agent or the seller).
apply for a loan. This may help to get your application moving more quickly through
the process. When you first meet with your lender, be sure to bring the following
documents:
The purchase contract for the house (if you don’t have the contract, check with your
real estate agent or the seller).
Your bank account numbers, the address of your bank branch and your latest bank
help the lender check your finances.
If you are self-employed, balance sheets, tax returns for 2-3 previous years, and
other information about your business.
Information about debts, including loan and credit card account numbers and the
names and addresses of your creditors.
help the lender check your finances.
If you are self-employed, balance sheets, tax returns for 2-3 previous years, and
other information about your business.
Information about debts, including loan and credit card account numbers and the
names and addresses of your creditors.
How Can You Speed Up the Approval of the
Loan?
While the lender has the greatest role in how fast
your loan application is processed, there are certain
things you can do to speed up its approval. Try to
find out what documentation the lender will require
from you.
Loan?
While the lender has the greatest role in how fast
your loan application is processed, there are certain
things you can do to speed up its approval. Try to
find out what documentation the lender will require
from you.
Certificate of Eligibility from the Veterans Administration if you want a VA-guaranteed
loan. Your lender may be able to help you obtain this.
loan. Your lender may be able to help you obtain this.
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